Canadians today face many reasons to refinance their mortgage.
For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate. 信用分数有所提高，获得更优惠利率的可行性会大大提高； 或者未来使月供数额更稳定，想将贷款利率从浮动利率变更为固定利率，您都可以考虑再融资的方式。
Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more. 再融资可以帮助您达到债务合并、升级房屋、投资新房产、负担学费等目标。