But retirement can also bring financial strain. Seniors often face the challenge of managing with less cash flow than they anticipated or coping with unforeseen expenses.

We understand. HomeEquity bank is the only bank dedicated to empowering older Canadian homeowners with smart, simple ways to use the value of their home during retirement.

For over 25 years The Canadian Home Income Plan (CHIP) our reverse mortgage solution has helped thousands of older homeowners enjoy more financial flexibility without having to sell or move. CHIP might be the solution for you.

Steve Ranson,

President and CEO HomeEquity Bank

Features of a CHIP Reverse Mortgage CHIP反向抵押贷款

  • Homeowners age 55 and older 房主55岁以上
  • No payments are ever required 无需月供
  • No Income qualifications 无需收入证明
  • No Credit requirements 对信用分值没有要求
  • Qualify for up to 50% of the value of the home 最高融资额为房产价值的50%
  • Money can be received as a lump sum, or over time or combination 可以一次性收到融资款或分期收到融资款
  • Owner maintains title 房产依然在房主名下
  • They can sell or move at anytime 随时卖房或搬家
  • Receive the money tax free 融资款无须交税

Testimonials 客户反馈

“CHIP is a way to take advantage of the equity that you have in your home and use it for whatever purpose you want.” CHIP让我更灵活地利用了我房子的价值,获得的融资做了我想做的事情。
Sandy & Christopher M

“If you sell your home you’re gonna be living off the proceeds and what you’re doing now is not selling your home and living off the proceeds.”现在你可以做到不必卖房子就可以用融来的钱更好地生活。
Edward F

If it wasn’t for CHIP we would have had to sell our home.” 幸亏有了CHIP,我们不必卖掉我们的家。
James B

Dealing with CHIP Home Income Plan was amazingly simple. I would recommend the CHIP program to anybody.” CHIP项目简直太棒了,还特别简单。 我向每一个人推荐。
Jan & John M

Contact me today to discuss CHIP Reverse Mortgage solution and to learn more on how you can unlock the value in your home. 如果您对CHIP项目感兴趣,请联系我。